LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,596
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,890
−HK$1,315/mo
Today · 4.125%
HK$44,205
baseline
▲ 0.50% · 4.625%
HK$46,895
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,410/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,276
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,517
−HK$1,259/mo
Today · 4.125%
HK$48,776
baseline
▲ 0.50% · 4.625%
HK$51,347
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,552/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,916
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,468
−HK$1,578/mo
Today · 4.125%
HK$53,046
baseline
▲ 0.50% · 4.625%
HK$56,274
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,092/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,531
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,020
−HK$1,511/mo
Today · 4.125%
HK$58,531
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,062/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,235
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,046
−HK$1,841/mo
Today · 4.125%
HK$61,887
baseline
▲ 0.50% · 4.625%
HK$65,652
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,774/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,786
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,523
−HK$1,763/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$71,885
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,874
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,203
−HK$2,366/mo
Today · 4.125%
HK$79,569
baseline
▲ 0.50% · 4.625%
HK$84,410
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,138/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,296
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,530
−HK$2,266/mo
Today · 4.125%
HK$87,796
baseline
▲ 0.50% · 4.625%
HK$92,424
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,592/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,075 · Scale 2, in force from 26 Feb 2026)