LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,599
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,893
−HK$1,314/mo
Today · 4.125%
HK$44,207
baseline
▲ 0.50% · 4.625%
HK$46,897
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,414/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,278
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,519
−HK$1,259/mo
Today · 4.125%
HK$48,778
baseline
▲ 0.50% · 4.625%
HK$51,349
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,556/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,918
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,471
−HK$1,578/mo
Today · 4.125%
HK$53,049
baseline
▲ 0.50% · 4.625%
HK$56,277
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,098/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,534
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,023
−HK$1,511/mo
Today · 4.125%
HK$58,534
baseline
▲ 0.50% · 4.625%
HK$61,619
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,068/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,238
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,050
−HK$1,840/mo
Today · 4.125%
HK$61,890
baseline
▲ 0.50% · 4.625%
HK$65,656
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,780/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,789
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,527
−HK$1,763/mo
Today · 4.125%
HK$68,290
baseline
▲ 0.50% · 4.625%
HK$71,889
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,580/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,877
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,207
−HK$2,366/mo
Today · 4.125%
HK$79,573
baseline
▲ 0.50% · 4.625%
HK$84,415
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,146/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,300
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,535
−HK$2,266/mo
Today · 4.125%
HK$87,801
baseline
▲ 0.50% · 4.625%
HK$92,429
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,602/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,111 · Scale 2, in force from 26 Feb 2026)