LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,600
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,894
−HK$1,314/mo
Today · 4.125%
HK$44,208
baseline
▲ 0.50% · 4.625%
HK$46,898
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,416/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,279
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,520
−HK$1,260/mo
Today · 4.125%
HK$48,780
baseline
▲ 0.50% · 4.625%
HK$51,351
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,560/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,920
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,472
−HK$1,578/mo
Today · 4.125%
HK$53,050
baseline
▲ 0.50% · 4.625%
HK$56,278
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,100/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,535
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,024
−HK$1,511/mo
Today · 4.125%
HK$58,535
baseline
▲ 0.50% · 4.625%
HK$61,621
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,070/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,240
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,051
−HK$1,841/mo
Today · 4.125%
HK$61,892
baseline
▲ 0.50% · 4.625%
HK$65,658
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,784/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,791
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,529
−HK$1,762/mo
Today · 4.125%
HK$68,291
baseline
▲ 0.50% · 4.625%
HK$71,891
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,582/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,879
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,209
−HK$2,366/mo
Today · 4.125%
HK$79,575
baseline
▲ 0.50% · 4.625%
HK$84,417
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,150/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,303
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,537
−HK$2,266/mo
Today · 4.125%
HK$87,803
baseline
▲ 0.50% · 4.625%
HK$92,431
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,606/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,129 · Scale 2, in force from 26 Feb 2026)