LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,601
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,895
−HK$1,315/mo
Today · 4.125%
HK$44,210
baseline
▲ 0.50% · 4.625%
HK$46,900
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,420/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,281
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,522
−HK$1,259/mo
Today · 4.125%
HK$48,781
baseline
▲ 0.50% · 4.625%
HK$51,353
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,562/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,921
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,474
−HK$1,578/mo
Today · 4.125%
HK$53,052
baseline
▲ 0.50% · 4.625%
HK$56,280
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,104/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,537
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,027
−HK$1,511/mo
Today · 4.125%
HK$58,538
baseline
▲ 0.50% · 4.625%
HK$61,623
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,076/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,242
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,053
−HK$1,841/mo
Today · 4.125%
HK$61,894
baseline
▲ 0.50% · 4.625%
HK$65,660
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,788/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,793
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,531
−HK$1,763/mo
Today · 4.125%
HK$68,294
baseline
▲ 0.50% · 4.625%
HK$71,894
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,588/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,882
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,211
−HK$2,367/mo
Today · 4.125%
HK$79,578
baseline
▲ 0.50% · 4.625%
HK$84,420
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,156/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,306
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,540
−HK$2,266/mo
Today · 4.125%
HK$87,806
baseline
▲ 0.50% · 4.625%
HK$92,435
+HK$4,629/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,612/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,153 · Scale 2, in force from 26 Feb 2026)