LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,603
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,897
−HK$1,315/mo
Today · 4.125%
HK$44,212
baseline
▲ 0.50% · 4.625%
HK$46,902
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,424/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,283
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,524
−HK$1,259/mo
Today · 4.125%
HK$48,783
baseline
▲ 0.50% · 4.625%
HK$51,355
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,566/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,923
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,476
−HK$1,578/mo
Today · 4.125%
HK$53,054
baseline
▲ 0.50% · 4.625%
HK$56,282
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,108/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,539
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,029
−HK$1,511/mo
Today · 4.125%
HK$58,540
baseline
▲ 0.50% · 4.625%
HK$61,626
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,080/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,244
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,056
−HK$1,840/mo
Today · 4.125%
HK$61,896
baseline
▲ 0.50% · 4.625%
HK$65,663
+HK$3,767/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,792/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,796
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,534
−HK$1,762/mo
Today · 4.125%
HK$68,296
baseline
▲ 0.50% · 4.625%
HK$71,896
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,592/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,885
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,214
−HK$2,367/mo
Today · 4.125%
HK$79,581
baseline
▲ 0.50% · 4.625%
HK$84,423
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,162/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,309
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,543
−HK$2,267/mo
Today · 4.125%
HK$87,810
baseline
▲ 0.50% · 4.625%
HK$92,438
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,620/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,180 · Scale 2, in force from 26 Feb 2026)