LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,604
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,898
−HK$1,315/mo
Today · 4.125%
HK$44,213
baseline
▲ 0.50% · 4.625%
HK$46,903
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,426/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,284
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,525
−HK$1,259/mo
Today · 4.125%
HK$48,784
baseline
▲ 0.50% · 4.625%
HK$51,356
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,568/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,924
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,477
−HK$1,578/mo
Today · 4.125%
HK$53,055
baseline
▲ 0.50% · 4.625%
HK$56,283
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,110/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,540
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,030
−HK$1,511/mo
Today · 4.125%
HK$58,541
baseline
▲ 0.50% · 4.625%
HK$61,627
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,082/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,245
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,057
−HK$1,841/mo
Today · 4.125%
HK$61,898
baseline
▲ 0.50% · 4.625%
HK$65,664
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,796/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,797
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,535
−HK$1,763/mo
Today · 4.125%
HK$68,298
baseline
▲ 0.50% · 4.625%
HK$71,898
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,596/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,887
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,216
−HK$2,367/mo
Today · 4.125%
HK$79,583
baseline
▲ 0.50% · 4.625%
HK$84,425
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,166/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,311
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,545
−HK$2,267/mo
Today · 4.125%
HK$87,812
baseline
▲ 0.50% · 4.625%
HK$92,440
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,624/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,194 · Scale 2, in force from 26 Feb 2026)