LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,604
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,899
−HK$1,314/mo
Today · 4.125%
HK$44,213
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,691/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,426/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,284
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,526
−HK$1,259/mo
Today · 4.125%
HK$48,785
baseline
▲ 0.50% · 4.625%
HK$51,357
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,570/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,925
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,478
−HK$1,578/mo
Today · 4.125%
HK$53,056
baseline
▲ 0.50% · 4.625%
HK$56,284
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,112/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,541
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,031
−HK$1,511/mo
Today · 4.125%
HK$58,542
baseline
▲ 0.50% · 4.625%
HK$61,628
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,084/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,246
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,058
−HK$1,841/mo
Today · 4.125%
HK$61,899
baseline
▲ 0.50% · 4.625%
HK$65,665
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,798/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,798
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,536
−HK$1,763/mo
Today · 4.125%
HK$68,299
baseline
▲ 0.50% · 4.625%
HK$71,899
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,598/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,888
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,217
−HK$2,367/mo
Today · 4.125%
HK$79,584
baseline
▲ 0.50% · 4.625%
HK$84,426
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,168/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,312
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,546
−HK$2,267/mo
Today · 4.125%
HK$87,813
baseline
▲ 0.50% · 4.625%
HK$92,442
+HK$4,629/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,626/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,206 · Scale 2, in force from 26 Feb 2026)