LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,606
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,901
−HK$1,315/mo
Today · 4.125%
HK$44,216
baseline
▲ 0.50% · 4.625%
HK$46,906
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,432/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,287
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,528
−HK$1,260/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,359
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,928
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,481
−HK$1,578/mo
Today · 4.125%
HK$53,059
baseline
▲ 0.50% · 4.625%
HK$56,287
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,118/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,544
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,034
−HK$1,511/mo
Today · 4.125%
HK$58,545
baseline
▲ 0.50% · 4.625%
HK$61,631
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,090/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,249
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,061
−HK$1,841/mo
Today · 4.125%
HK$61,902
baseline
▲ 0.50% · 4.625%
HK$65,668
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,804/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,802
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,539
−HK$1,764/mo
Today · 4.125%
HK$68,303
baseline
▲ 0.50% · 4.625%
HK$71,903
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,606/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,892
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,221
−HK$2,367/mo
Today · 4.125%
HK$79,588
baseline
▲ 0.50% · 4.625%
HK$84,431
+HK$4,843/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,176/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,316
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,551
−HK$2,267/mo
Today · 4.125%
HK$87,818
baseline
▲ 0.50% · 4.625%
HK$92,447
+HK$4,629/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,636/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,241 · Scale 2, in force from 26 Feb 2026)