LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,607
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,901
−HK$1,315/mo
Today · 4.125%
HK$44,216
baseline
▲ 0.50% · 4.625%
HK$46,907
+HK$2,691/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,432/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,288
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,529
−HK$1,259/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,360
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,929
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,482
−HK$1,578/mo
Today · 4.125%
HK$53,060
baseline
▲ 0.50% · 4.625%
HK$56,288
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,120/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,545
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,035
−HK$1,511/mo
Today · 4.125%
HK$58,546
baseline
▲ 0.50% · 4.625%
HK$61,632
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,092/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,250
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,062
−HK$1,841/mo
Today · 4.125%
HK$61,903
baseline
▲ 0.50% · 4.625%
HK$65,670
+HK$3,767/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,806/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,803
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,541
−HK$1,763/mo
Today · 4.125%
HK$68,304
baseline
▲ 0.50% · 4.625%
HK$71,904
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,608/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,893
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,223
−HK$2,366/mo
Today · 4.125%
HK$79,589
baseline
▲ 0.50% · 4.625%
HK$84,432
+HK$4,843/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,178/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,318
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,552
−HK$2,267/mo
Today · 4.125%
HK$87,819
baseline
▲ 0.50% · 4.625%
HK$92,448
+HK$4,629/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,638/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,253 · Scale 2, in force from 26 Feb 2026)