LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,608
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,903
−HK$1,315/mo
Today · 4.125%
HK$44,218
baseline
▲ 0.50% · 4.625%
HK$46,908
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,436/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,289
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,530
−HK$1,260/mo
Today · 4.125%
HK$48,790
baseline
▲ 0.50% · 4.625%
HK$51,361
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,580/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,930
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,483
−HK$1,578/mo
Today · 4.125%
HK$53,061
baseline
▲ 0.50% · 4.625%
HK$56,290
+HK$3,229/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,122/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,547
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,036
−HK$1,512/mo
Today · 4.125%
HK$58,548
baseline
▲ 0.50% · 4.625%
HK$61,634
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,096/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,252
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,064
−HK$1,841/mo
Today · 4.125%
HK$61,905
baseline
▲ 0.50% · 4.625%
HK$65,671
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,810/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,804
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,542
−HK$1,764/mo
Today · 4.125%
HK$68,306
baseline
▲ 0.50% · 4.625%
HK$71,906
+HK$3,600/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,612/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,895
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,225
−HK$2,367/mo
Today · 4.125%
HK$79,592
baseline
▲ 0.50% · 4.625%
HK$84,435
+HK$4,843/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,184/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,320
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,555
−HK$2,266/mo
Today · 4.125%
HK$87,821
baseline
▲ 0.50% · 4.625%
HK$92,451
+HK$4,630/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,642/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,271 · Scale 2, in force from 26 Feb 2026)