LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,612
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,907
−HK$1,315/mo
Today · 4.125%
HK$44,222
baseline
▲ 0.50% · 4.625%
HK$46,912
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,444/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,293
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,535
−HK$1,259/mo
Today · 4.125%
HK$48,794
baseline
▲ 0.50% · 4.625%
HK$51,366
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,588/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,935
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,488
−HK$1,578/mo
Today · 4.125%
HK$53,066
baseline
▲ 0.50% · 4.625%
HK$56,295
+HK$3,229/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,132/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,552
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,042
−HK$1,511/mo
Today · 4.125%
HK$58,553
baseline
▲ 0.50% · 4.625%
HK$61,640
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,106/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,257
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,069
−HK$1,841/mo
Today · 4.125%
HK$61,910
baseline
▲ 0.50% · 4.625%
HK$65,677
+HK$3,767/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,820/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,810
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,549
−HK$1,763/mo
Today · 4.125%
HK$68,312
baseline
▲ 0.50% · 4.625%
HK$71,913
+HK$3,601/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,624/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,902
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,232
−HK$2,367/mo
Today · 4.125%
HK$79,599
baseline
▲ 0.50% · 4.625%
HK$84,442
+HK$4,843/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,198/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,328
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,563
−HK$2,267/mo
Today · 4.125%
HK$87,830
baseline
▲ 0.50% · 4.625%
HK$92,459
+HK$4,629/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,660/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,335 · Scale 2, in force from 26 Feb 2026)