LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,613
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,908
−HK$1,315/mo
Today · 4.125%
HK$44,223
baseline
▲ 0.50% · 4.625%
HK$46,914
+HK$2,691/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,446/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,294
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,536
−HK$1,260/mo
Today · 4.125%
HK$48,796
baseline
▲ 0.50% · 4.625%
HK$51,368
+HK$2,572/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,592/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,936
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,489
−HK$1,578/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$56,296
+HK$3,229/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,553
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,043
−HK$1,512/mo
Today · 4.125%
HK$58,555
baseline
▲ 0.50% · 4.625%
HK$61,641
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,110/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,259
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,071
−HK$1,841/mo
Today · 4.125%
HK$61,912
baseline
▲ 0.50% · 4.625%
HK$65,679
+HK$3,767/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,824/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,812
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,550
−HK$1,764/mo
Today · 4.125%
HK$68,314
baseline
▲ 0.50% · 4.625%
HK$71,915
+HK$3,601/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,628/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,904
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,234
−HK$2,367/mo
Today · 4.125%
HK$79,601
baseline
▲ 0.50% · 4.625%
HK$84,445
+HK$4,844/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,202/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,330
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,565
−HK$2,267/mo
Today · 4.125%
HK$87,832
baseline
▲ 0.50% · 4.625%
HK$92,462
+HK$4,630/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,664/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,353 · Scale 2, in force from 26 Feb 2026)