LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,615
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,909
−HK$1,316/mo
Today · 4.125%
HK$44,225
baseline
▲ 0.50% · 4.625%
HK$46,916
+HK$2,691/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,450/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,296
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,538
−HK$1,259/mo
Today · 4.125%
HK$48,797
baseline
▲ 0.50% · 4.625%
HK$51,370
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,594/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,938
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,491
−HK$1,578/mo
Today · 4.125%
HK$53,069
baseline
▲ 0.50% · 4.625%
HK$56,299
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,138/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,555
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,045
−HK$1,512/mo
Today · 4.125%
HK$58,557
baseline
▲ 0.50% · 4.625%
HK$61,644
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,114/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,261
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,073
−HK$1,841/mo
Today · 4.125%
HK$61,914
baseline
▲ 0.50% · 4.625%
HK$65,682
+HK$3,768/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,828/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,815
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,553
−HK$1,763/mo
Today · 4.125%
HK$68,316
baseline
▲ 0.50% · 4.625%
HK$71,917
+HK$3,601/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,632/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,907
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,237
−HK$2,367/mo
Today · 4.125%
HK$79,604
baseline
▲ 0.50% · 4.625%
HK$84,448
+HK$4,844/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,208/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,333
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,568
−HK$2,267/mo
Today · 4.125%
HK$87,835
baseline
▲ 0.50% · 4.625%
HK$92,465
+HK$4,630/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,670/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,380 · Scale 2, in force from 26 Feb 2026)