LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,616
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,911
−HK$1,315/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,917
+HK$2,691/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,298
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,539
−HK$1,260/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,371
+HK$2,572/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,939
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,493
−HK$1,578/mo
Today · 4.125%
HK$53,071
baseline
▲ 0.50% · 4.625%
HK$56,300
+HK$3,229/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,142/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,557
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,047
−HK$1,512/mo
Today · 4.125%
HK$58,559
baseline
▲ 0.50% · 4.625%
HK$61,645
+HK$3,086/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,118/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,263
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,075
−HK$1,841/mo
Today · 4.125%
HK$61,916
baseline
▲ 0.50% · 4.625%
HK$65,684
+HK$3,768/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,832/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,817
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,555
−HK$1,764/mo
Today · 4.125%
HK$68,319
baseline
▲ 0.50% · 4.625%
HK$71,920
+HK$3,601/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,638/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,909
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,239
−HK$2,368/mo
Today · 4.125%
HK$79,607
baseline
▲ 0.50% · 4.625%
HK$84,451
+HK$4,844/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,214/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,336
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,571
−HK$2,267/mo
Today · 4.125%
HK$87,838
baseline
▲ 0.50% · 4.625%
HK$92,468
+HK$4,630/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,676/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,401 · Scale 2, in force from 26 Feb 2026)