LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,619
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,913
−HK$1,315/mo
Today · 4.125%
HK$44,228
baseline
▲ 0.50% · 4.625%
HK$46,920
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,456/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,300
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,542
−HK$1,260/mo
Today · 4.125%
HK$48,802
baseline
▲ 0.50% · 4.625%
HK$51,374
+HK$2,572/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,604/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,942
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,496
−HK$1,578/mo
Today · 4.125%
HK$53,074
baseline
▲ 0.50% · 4.625%
HK$56,303
+HK$3,229/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,148/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,560
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,050
−HK$1,512/mo
Today · 4.125%
HK$58,562
baseline
▲ 0.50% · 4.625%
HK$61,649
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,124/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,266
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,078
−HK$1,842/mo
Today · 4.125%
HK$61,920
baseline
▲ 0.50% · 4.625%
HK$65,687
+HK$3,767/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,840/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,820
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,559
−HK$1,763/mo
Today · 4.125%
HK$68,322
baseline
▲ 0.50% · 4.625%
HK$71,924
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,644/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,913
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,244
−HK$2,367/mo
Today · 4.125%
HK$79,611
baseline
▲ 0.50% · 4.625%
HK$84,455
+HK$4,844/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,222/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,340
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,575
−HK$2,268/mo
Today · 4.125%
HK$87,843
baseline
▲ 0.50% · 4.625%
HK$92,473
+HK$4,630/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,686/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,439 · Scale 2, in force from 26 Feb 2026)