LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,623
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,917
−HK$1,316/mo
Today · 4.125%
HK$44,233
baseline
▲ 0.50% · 4.625%
HK$46,924
+HK$2,691/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,466/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,305
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,547
−HK$1,260/mo
Today · 4.125%
HK$48,807
baseline
▲ 0.50% · 4.625%
HK$51,379
+HK$2,572/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,614/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,947
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,501
−HK$1,578/mo
Today · 4.125%
HK$53,079
baseline
▲ 0.50% · 4.625%
HK$56,309
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,158/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,566
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,056
−HK$1,512/mo
Today · 4.125%
HK$58,568
baseline
▲ 0.50% · 4.625%
HK$61,655
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,136/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,272
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,084
−HK$1,842/mo
Today · 4.125%
HK$61,926
baseline
▲ 0.50% · 4.625%
HK$65,694
+HK$3,768/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,852/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,827
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,566
−HK$1,763/mo
Today · 4.125%
HK$68,329
baseline
▲ 0.50% · 4.625%
HK$71,931
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,658/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,921
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,251
−HK$2,368/mo
Today · 4.125%
HK$79,619
baseline
▲ 0.50% · 4.625%
HK$84,464
+HK$4,845/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,238/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,349
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,584
−HK$2,268/mo
Today · 4.125%
HK$87,852
baseline
▲ 0.50% · 4.625%
HK$92,483
+HK$4,631/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,704/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,509 · Scale 2, in force from 26 Feb 2026)