LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,624
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,919
−HK$1,315/mo
Today · 4.125%
HK$44,234
baseline
▲ 0.50% · 4.625%
HK$46,926
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,468/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,306
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,548
−HK$1,260/mo
Today · 4.125%
HK$48,808
baseline
▲ 0.50% · 4.625%
HK$51,381
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,616/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,949
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,503
−HK$1,578/mo
Today · 4.125%
HK$53,081
baseline
▲ 0.50% · 4.625%
HK$56,311
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,162/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,568
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,058
−HK$1,512/mo
Today · 4.125%
HK$58,570
baseline
▲ 0.50% · 4.625%
HK$61,657
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,140/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,274
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,086
−HK$1,842/mo
Today · 4.125%
HK$61,928
baseline
▲ 0.50% · 4.625%
HK$65,696
+HK$3,768/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,856/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,829
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,568
−HK$1,763/mo
Today · 4.125%
HK$68,331
baseline
▲ 0.50% · 4.625%
HK$71,933
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,662/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,923
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,254
−HK$2,368/mo
Today · 4.125%
HK$79,622
baseline
▲ 0.50% · 4.625%
HK$84,467
+HK$4,845/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,244/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,351
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,587
−HK$2,268/mo
Today · 4.125%
HK$87,855
baseline
▲ 0.50% · 4.625%
HK$92,486
+HK$4,631/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,710/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,530 · Scale 2, in force from 26 Feb 2026)