LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,625
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,315/mo
Today · 4.125%
HK$44,235
baseline
▲ 0.50% · 4.625%
HK$46,927
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,470/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,307
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,549
−HK$1,260/mo
Today · 4.125%
HK$48,809
baseline
▲ 0.50% · 4.625%
HK$51,382
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,618/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,950
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,504
−HK$1,578/mo
Today · 4.125%
HK$53,082
baseline
▲ 0.50% · 4.625%
HK$56,312
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,164/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,569
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,059
−HK$1,512/mo
Today · 4.125%
HK$58,571
baseline
▲ 0.50% · 4.625%
HK$61,659
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,142/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,275
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,088
−HK$1,841/mo
Today · 4.125%
HK$61,929
baseline
▲ 0.50% · 4.625%
HK$65,698
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,858/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,830
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,569
−HK$1,764/mo
Today · 4.125%
HK$68,333
baseline
▲ 0.50% · 4.625%
HK$71,935
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,666/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,925
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,256
−HK$2,368/mo
Today · 4.125%
HK$79,624
baseline
▲ 0.50% · 4.625%
HK$84,468
+HK$4,844/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,248/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,353
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,589
−HK$2,268/mo
Today · 4.125%
HK$87,857
baseline
▲ 0.50% · 4.625%
HK$92,488
+HK$4,631/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,714/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,546 · Scale 2, in force from 26 Feb 2026)