LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,626
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,316/mo
Today · 4.125%
HK$44,236
baseline
▲ 0.50% · 4.625%
HK$46,928
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,472/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,308
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,550
−HK$1,260/mo
Today · 4.125%
HK$48,810
baseline
▲ 0.50% · 4.625%
HK$51,383
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,620/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,951
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,504
−HK$1,579/mo
Today · 4.125%
HK$53,083
baseline
▲ 0.50% · 4.625%
HK$56,313
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,166/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,570
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,060
−HK$1,512/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$61,659
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,144/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,276
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,089
−HK$1,841/mo
Today · 4.125%
HK$61,930
baseline
▲ 0.50% · 4.625%
HK$65,699
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,860/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,831
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,570
−HK$1,764/mo
Today · 4.125%
HK$68,334
baseline
▲ 0.50% · 4.625%
HK$71,936
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,668/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,926
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,257
−HK$2,368/mo
Today · 4.125%
HK$79,625
baseline
▲ 0.50% · 4.625%
HK$84,470
+HK$4,845/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,250/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,354
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,590
−HK$2,268/mo
Today · 4.125%
HK$87,858
baseline
▲ 0.50% · 4.625%
HK$92,489
+HK$4,631/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,716/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,555 · Scale 2, in force from 26 Feb 2026)