LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,628
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,923
−HK$1,316/mo
Today · 4.125%
HK$44,239
baseline
▲ 0.50% · 4.625%
HK$46,930
+HK$2,691/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,478/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,311
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,553
−HK$1,260/mo
Today · 4.125%
HK$48,813
baseline
▲ 0.50% · 4.625%
HK$51,386
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,626/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,954
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,508
−HK$1,578/mo
Today · 4.125%
HK$53,086
baseline
▲ 0.50% · 4.625%
HK$56,316
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,172/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,573
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,063
−HK$1,512/mo
Today · 4.125%
HK$58,575
baseline
▲ 0.50% · 4.625%
HK$61,663
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,150/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,279
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,092
−HK$1,842/mo
Today · 4.125%
HK$61,934
baseline
▲ 0.50% · 4.625%
HK$65,702
+HK$3,768/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,868/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,835
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,574
−HK$1,764/mo
Today · 4.125%
HK$68,338
baseline
▲ 0.50% · 4.625%
HK$71,940
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,676/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,931
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,261
−HK$2,368/mo
Today · 4.125%
HK$79,629
baseline
▲ 0.50% · 4.625%
HK$84,475
+HK$4,846/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,258/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,359
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,595
−HK$2,268/mo
Today · 4.125%
HK$87,863
baseline
▲ 0.50% · 4.625%
HK$92,494
+HK$4,631/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,726/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,596 · Scale 2, in force from 26 Feb 2026)