LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,631
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,926
−HK$1,316/mo
Today · 4.125%
HK$44,242
baseline
▲ 0.50% · 4.625%
HK$46,934
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,484/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,314
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,556
−HK$1,260/mo
Today · 4.125%
HK$48,816
baseline
▲ 0.50% · 4.625%
HK$51,390
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,632/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,957
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,511
−HK$1,579/mo
Today · 4.125%
HK$53,090
baseline
▲ 0.50% · 4.625%
HK$56,320
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,180/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,577
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,067
−HK$1,513/mo
Today · 4.125%
HK$58,580
baseline
▲ 0.50% · 4.625%
HK$61,667
+HK$3,087/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,160/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,283
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,096
−HK$1,842/mo
Today · 4.125%
HK$61,938
baseline
▲ 0.50% · 4.625%
HK$65,707
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,876/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,840
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,579
−HK$1,764/mo
Today · 4.125%
HK$68,343
baseline
▲ 0.50% · 4.625%
HK$71,945
+HK$3,602/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,686/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,936
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,267
−HK$2,368/mo
Today · 4.125%
HK$79,635
baseline
▲ 0.50% · 4.625%
HK$84,481
+HK$4,846/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,270/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,365
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,601
−HK$2,268/mo
Today · 4.125%
HK$87,869
baseline
▲ 0.50% · 4.625%
HK$92,501
+HK$4,632/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,738/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,645 · Scale 2, in force from 26 Feb 2026)