LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,632
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,927
−HK$1,316/mo
Today · 4.125%
HK$44,243
baseline
▲ 0.50% · 4.625%
HK$46,935
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,486/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,315
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,557
−HK$1,260/mo
Today · 4.125%
HK$48,817
baseline
▲ 0.50% · 4.625%
HK$51,391
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,634/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,958
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,512
−HK$1,579/mo
Today · 4.125%
HK$53,091
baseline
▲ 0.50% · 4.625%
HK$56,322
+HK$3,231/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$106,182/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,578
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,069
−HK$1,512/mo
Today · 4.125%
HK$58,581
baseline
▲ 0.50% · 4.625%
HK$61,669
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.95M · min. income ≈ HK$117,162/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,285
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,098
−HK$1,842/mo
Today · 4.125%
HK$61,940
baseline
▲ 0.50% · 4.625%
HK$65,709
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,880/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,841
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,580
−HK$1,764/mo
Today · 4.125%
HK$68,344
baseline
▲ 0.50% · 4.625%
HK$71,947
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,688/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,938
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,269
−HK$2,368/mo
Today · 4.125%
HK$79,637
baseline
▲ 0.50% · 4.625%
HK$84,483
+HK$4,846/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,274/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,367
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,603
−HK$2,268/mo
Today · 4.125%
HK$87,871
baseline
▲ 0.50% · 4.625%
HK$92,503
+HK$4,632/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,742/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,661 · Scale 2, in force from 26 Feb 2026)