LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,634
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,929
−HK$1,316/mo
Today · 4.125%
HK$44,245
baseline
▲ 0.50% · 4.625%
HK$46,937
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,490/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,317
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,559
−HK$1,261/mo
Today · 4.125%
HK$48,820
baseline
▲ 0.50% · 4.625%
HK$51,393
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,640/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,961
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,515
−HK$1,579/mo
Today · 4.125%
HK$53,094
baseline
▲ 0.50% · 4.625%
HK$56,324
+HK$3,230/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,188/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,581
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,071
−HK$1,513/mo
Today · 4.125%
HK$58,584
baseline
▲ 0.50% · 4.625%
HK$61,672
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,168/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,287
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,100
−HK$1,843/mo
Today · 4.125%
HK$61,943
baseline
▲ 0.50% · 4.625%
HK$65,712
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,886/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,844
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,583
−HK$1,764/mo
Today · 4.125%
HK$68,347
baseline
▲ 0.50% · 4.625%
HK$71,950
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,694/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,941
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,272
−HK$2,368/mo
Today · 4.125%
HK$79,640
baseline
▲ 0.50% · 4.625%
HK$84,486
+HK$4,846/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,280/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,371
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,607
−HK$2,268/mo
Today · 4.125%
HK$87,875
baseline
▲ 0.50% · 4.625%
HK$92,507
+HK$4,632/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,750/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,690 · Scale 2, in force from 26 Feb 2026)