LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,636
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,931
−HK$1,315/mo
Today · 4.125%
HK$44,246
baseline
▲ 0.50% · 4.625%
HK$46,939
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,492/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,319
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,561
−HK$1,261/mo
Today · 4.125%
HK$48,822
baseline
▲ 0.50% · 4.625%
HK$51,395
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,644/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,963
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,517
−HK$1,579/mo
Today · 4.125%
HK$53,096
baseline
▲ 0.50% · 4.625%
HK$56,327
+HK$3,231/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,192/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,583
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,074
−HK$1,512/mo
Today · 4.125%
HK$58,586
baseline
▲ 0.50% · 4.625%
HK$61,674
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,172/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,290
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,103
−HK$1,842/mo
Today · 4.125%
HK$61,945
baseline
▲ 0.50% · 4.625%
HK$65,714
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,890/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,847
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,586
−HK$1,764/mo
Today · 4.125%
HK$68,350
baseline
▲ 0.50% · 4.625%
HK$71,953
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,700/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,944
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,275
−HK$2,369/mo
Today · 4.125%
HK$79,644
baseline
▲ 0.50% · 4.625%
HK$84,490
+HK$4,846/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,288/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,374
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,611
−HK$2,268/mo
Today · 4.125%
HK$87,879
baseline
▲ 0.50% · 4.625%
HK$92,511
+HK$4,632/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,758/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,719 · Scale 2, in force from 26 Feb 2026)