LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,638
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,933
−HK$1,316/mo
Today · 4.125%
HK$44,249
baseline
▲ 0.50% · 4.625%
HK$46,941
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,498/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,321
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,564
−HK$1,260/mo
Today · 4.125%
HK$48,824
baseline
▲ 0.50% · 4.625%
HK$51,398
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,648/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,965
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,519
−HK$1,579/mo
Today · 4.125%
HK$53,098
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$3,231/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,196/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,586
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,076
−HK$1,513/mo
Today · 4.125%
HK$58,589
baseline
▲ 0.50% · 4.625%
HK$61,677
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,178/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,293
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,842/mo
Today · 4.125%
HK$61,948
baseline
▲ 0.50% · 4.625%
HK$65,717
+HK$3,769/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,896/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,850
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,589
−HK$1,765/mo
Today · 4.125%
HK$68,354
baseline
▲ 0.50% · 4.625%
HK$71,957
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,708/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,948
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,279
−HK$2,368/mo
Today · 4.125%
HK$79,647
baseline
▲ 0.50% · 4.625%
HK$84,494
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$159,294/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,378
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,615
−HK$2,268/mo
Today · 4.125%
HK$87,883
baseline
▲ 0.50% · 4.625%
HK$92,516
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.43M · min. income ≈ HK$175,766/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,752 · Scale 2, in force from 26 Feb 2026)