LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,640
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,936
−HK$1,316/mo
Today · 4.125%
HK$44,252
baseline
▲ 0.50% · 4.625%
HK$46,944
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,504/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,324
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,260/mo
Today · 4.125%
HK$48,827
baseline
▲ 0.50% · 4.625%
HK$51,401
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,654/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,968
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,523
−HK$1,579/mo
Today · 4.125%
HK$53,102
baseline
▲ 0.50% · 4.625%
HK$56,333
+HK$3,231/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,204/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,589
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,080
−HK$1,513/mo
Today · 4.125%
HK$58,593
baseline
▲ 0.50% · 4.625%
HK$61,681
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,186/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,297
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,110
−HK$1,842/mo
Today · 4.125%
HK$61,952
baseline
▲ 0.50% · 4.625%
HK$65,722
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,904/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,854
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,594
−HK$1,764/mo
Today · 4.125%
HK$68,358
baseline
▲ 0.50% · 4.625%
HK$71,961
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,716/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,953
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,284
−HK$2,369/mo
Today · 4.125%
HK$79,653
baseline
▲ 0.50% · 4.625%
HK$84,500
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,306/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,384
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,620
−HK$2,269/mo
Today · 4.125%
HK$87,889
baseline
▲ 0.50% · 4.625%
HK$92,522
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,778/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,798 · Scale 2, in force from 26 Feb 2026)