LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,642
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,937
−HK$1,316/mo
Today · 4.125%
HK$44,253
baseline
▲ 0.50% · 4.625%
HK$46,946
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,506/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,326
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,568
−HK$1,261/mo
Today · 4.125%
HK$48,829
baseline
▲ 0.50% · 4.625%
HK$51,402
+HK$2,573/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,658/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,970
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,524
−HK$1,579/mo
Today · 4.125%
HK$53,103
baseline
▲ 0.50% · 4.625%
HK$56,335
+HK$3,232/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,206/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,591
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,082
−HK$1,512/mo
Today · 4.125%
HK$58,594
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,089/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,188/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,298
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,112
−HK$1,842/mo
Today · 4.125%
HK$61,954
baseline
▲ 0.50% · 4.625%
HK$65,724
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,908/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,856
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,596
−HK$1,764/mo
Today · 4.125%
HK$68,360
baseline
▲ 0.50% · 4.625%
HK$71,963
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,720/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,955
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,286
−HK$2,369/mo
Today · 4.125%
HK$79,655
baseline
▲ 0.50% · 4.625%
HK$84,502
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,310/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,386
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,623
−HK$2,269/mo
Today · 4.125%
HK$87,892
baseline
▲ 0.50% · 4.625%
HK$92,524
+HK$4,632/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,784/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,817 · Scale 2, in force from 26 Feb 2026)