LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,642
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,938
−HK$1,316/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,946
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,327
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,569
−HK$1,260/mo
Today · 4.125%
HK$48,829
baseline
▲ 0.50% · 4.625%
HK$51,403
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,658/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,971
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,525
−HK$1,579/mo
Today · 4.125%
HK$53,104
baseline
▲ 0.50% · 4.625%
HK$56,336
+HK$3,232/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,208/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,592
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,083
−HK$1,512/mo
Today · 4.125%
HK$58,595
baseline
▲ 0.50% · 4.625%
HK$61,684
+HK$3,089/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,190/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,299
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,113
−HK$1,842/mo
Today · 4.125%
HK$61,955
baseline
▲ 0.50% · 4.625%
HK$65,725
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,910/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,857
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,597
−HK$1,764/mo
Today · 4.125%
HK$68,361
baseline
▲ 0.50% · 4.625%
HK$71,965
+HK$3,604/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,722/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,956
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,288
−HK$2,368/mo
Today · 4.125%
HK$79,656
baseline
▲ 0.50% · 4.625%
HK$84,503
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,312/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,388
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,624
−HK$2,269/mo
Today · 4.125%
HK$87,893
baseline
▲ 0.50% · 4.625%
HK$92,526
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,786/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,829 · Scale 2, in force from 26 Feb 2026)