LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,643
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,938
−HK$1,316/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,947
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,328
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,570
−HK$1,260/mo
Today · 4.125%
HK$48,830
baseline
▲ 0.50% · 4.625%
HK$51,404
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,660/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,972
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,579/mo
Today · 4.125%
HK$53,105
baseline
▲ 0.50% · 4.625%
HK$56,337
+HK$3,232/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$106,210/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,593
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,084
−HK$1,513/mo
Today · 4.125%
HK$58,597
baseline
▲ 0.50% · 4.625%
HK$61,685
+HK$3,088/mo
Deposit HK$7.30M · loan HK$10.96M · min. income ≈ HK$117,194/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,300
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,842/mo
Today · 4.125%
HK$61,956
baseline
▲ 0.50% · 4.625%
HK$65,726
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,912/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,859
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,598
−HK$1,765/mo
Today · 4.125%
HK$68,363
baseline
▲ 0.50% · 4.625%
HK$71,966
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,726/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,958
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,289
−HK$2,369/mo
Today · 4.125%
HK$79,658
baseline
▲ 0.50% · 4.625%
HK$84,505
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,316/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,390
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,626
−HK$2,269/mo
Today · 4.125%
HK$87,895
baseline
▲ 0.50% · 4.625%
HK$92,528
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,790/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,843 · Scale 2, in force from 26 Feb 2026)