LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,645
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,940
−HK$1,317/mo
Today · 4.125%
HK$44,257
baseline
▲ 0.50% · 4.625%
HK$46,949
+HK$2,692/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,514/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,330
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,572
−HK$1,261/mo
Today · 4.125%
HK$48,833
baseline
▲ 0.50% · 4.625%
HK$51,407
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,666/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,974
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,528
−HK$1,580/mo
Today · 4.125%
HK$53,108
baseline
▲ 0.50% · 4.625%
HK$56,339
+HK$3,231/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,216/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,596
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,087
−HK$1,512/mo
Today · 4.125%
HK$58,599
baseline
▲ 0.50% · 4.625%
HK$61,688
+HK$3,089/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,198/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,303
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,117
−HK$1,842/mo
Today · 4.125%
HK$61,959
baseline
▲ 0.50% · 4.625%
HK$65,729
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,918/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,861
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,601
−HK$1,765/mo
Today · 4.125%
HK$68,366
baseline
▲ 0.50% · 4.625%
HK$71,969
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$136,732/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,961
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,293
−HK$2,369/mo
Today · 4.125%
HK$79,662
baseline
▲ 0.50% · 4.625%
HK$84,509
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,324/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,393
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,630
−HK$2,269/mo
Today · 4.125%
HK$87,899
baseline
▲ 0.50% · 4.625%
HK$92,532
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,798/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,874 · Scale 2, in force from 26 Feb 2026)