LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,647
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,943
−HK$1,316/mo
Today · 4.125%
HK$44,259
baseline
▲ 0.50% · 4.625%
HK$46,952
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,518/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,332
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,575
−HK$1,260/mo
Today · 4.125%
HK$48,835
baseline
▲ 0.50% · 4.625%
HK$51,410
+HK$2,575/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,670/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,977
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,531
−HK$1,580/mo
Today · 4.125%
HK$53,111
baseline
▲ 0.50% · 4.625%
HK$56,342
+HK$3,231/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,222/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,599
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,090
−HK$1,512/mo
Today · 4.125%
HK$58,602
baseline
▲ 0.50% · 4.625%
HK$61,692
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,204/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,306
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,120
−HK$1,843/mo
Today · 4.125%
HK$61,963
baseline
▲ 0.50% · 4.625%
HK$65,733
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,926/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,865
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,605
−HK$1,765/mo
Today · 4.125%
HK$68,370
baseline
▲ 0.50% · 4.625%
HK$71,973
+HK$3,603/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,740/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,965
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,297
−HK$2,369/mo
Today · 4.125%
HK$79,666
baseline
▲ 0.50% · 4.625%
HK$84,514
+HK$4,848/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,332/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,398
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,635
−HK$2,269/mo
Today · 4.125%
HK$87,904
baseline
▲ 0.50% · 4.625%
HK$92,537
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,808/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,912 · Scale 2, in force from 26 Feb 2026)