LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,648
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,943
−HK$1,316/mo
Today · 4.125%
HK$44,259
baseline
▲ 0.50% · 4.625%
HK$46,952
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,518/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,333
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,575
−HK$1,261/mo
Today · 4.125%
HK$48,836
baseline
▲ 0.50% · 4.625%
HK$51,410
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,672/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,977
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,532
−HK$1,579/mo
Today · 4.125%
HK$53,111
baseline
▲ 0.50% · 4.625%
HK$56,343
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,222/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,599
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,090
−HK$1,513/mo
Today · 4.125%
HK$58,603
baseline
▲ 0.50% · 4.625%
HK$61,692
+HK$3,089/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,206/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,307
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,120
−HK$1,843/mo
Today · 4.125%
HK$61,963
baseline
▲ 0.50% · 4.625%
HK$65,733
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,926/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,866
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,605
−HK$1,765/mo
Today · 4.125%
HK$68,370
baseline
▲ 0.50% · 4.625%
HK$71,974
+HK$3,604/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,740/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,966
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,298
−HK$2,369/mo
Today · 4.125%
HK$79,667
baseline
▲ 0.50% · 4.625%
HK$84,514
+HK$4,847/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,334/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,399
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,635
−HK$2,269/mo
Today · 4.125%
HK$87,904
baseline
▲ 0.50% · 4.625%
HK$92,538
+HK$4,634/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,808/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,917 · Scale 2, in force from 26 Feb 2026)