LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,649
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,945
−HK$1,316/mo
Today · 4.125%
HK$44,261
baseline
▲ 0.50% · 4.625%
HK$46,954
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,522/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,334
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,577
−HK$1,261/mo
Today · 4.125%
HK$48,838
baseline
▲ 0.50% · 4.625%
HK$51,412
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,676/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,979
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,534
−HK$1,579/mo
Today · 4.125%
HK$53,113
baseline
▲ 0.50% · 4.625%
HK$56,345
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,226/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,601
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,092
−HK$1,513/mo
Today · 4.125%
HK$58,605
baseline
▲ 0.50% · 4.625%
HK$61,694
+HK$3,089/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,210/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,309
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,123
−HK$1,842/mo
Today · 4.125%
HK$61,965
baseline
▲ 0.50% · 4.625%
HK$65,736
+HK$3,771/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,930/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,868
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,608
−HK$1,765/mo
Today · 4.125%
HK$68,373
baseline
▲ 0.50% · 4.625%
HK$71,977
+HK$3,604/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,746/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,969
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,301
−HK$2,369/mo
Today · 4.125%
HK$79,670
baseline
▲ 0.50% · 4.625%
HK$84,518
+HK$4,848/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,340/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,402
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,639
−HK$2,269/mo
Today · 4.125%
HK$87,908
baseline
▲ 0.50% · 4.625%
HK$92,541
+HK$4,633/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,816/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,944 · Scale 2, in force from 26 Feb 2026)