LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,652
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,948
−HK$1,316/mo
Today · 4.125%
HK$44,264
baseline
▲ 0.50% · 4.625%
HK$46,958
+HK$2,694/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,528/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,338
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,581
−HK$1,260/mo
Today · 4.125%
HK$48,841
baseline
▲ 0.50% · 4.625%
HK$51,416
+HK$2,575/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,682/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,983
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,538
−HK$1,579/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$56,349
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,606
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,097
−HK$1,513/mo
Today · 4.125%
HK$58,610
baseline
▲ 0.50% · 4.625%
HK$61,699
+HK$3,089/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,220/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,313
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,127
−HK$1,843/mo
Today · 4.125%
HK$61,970
baseline
▲ 0.50% · 4.625%
HK$65,741
+HK$3,771/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,940/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,873
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,613
−HK$1,765/mo
Today · 4.125%
HK$68,378
baseline
▲ 0.50% · 4.625%
HK$71,982
+HK$3,604/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,756/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,974
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,307
−HK$2,369/mo
Today · 4.125%
HK$79,676
baseline
▲ 0.50% · 4.625%
HK$84,524
+HK$4,848/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,352/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,408
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,645
−HK$2,270/mo
Today · 4.125%
HK$87,915
baseline
▲ 0.50% · 4.625%
HK$92,549
+HK$4,634/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,830/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,997 · Scale 2, in force from 26 Feb 2026)