LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,653
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,949
−HK$1,316/mo
Today · 4.125%
HK$44,265
baseline
▲ 0.50% · 4.625%
HK$46,959
+HK$2,694/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,530/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,339
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,582
−HK$1,261/mo
Today · 4.125%
HK$48,843
baseline
▲ 0.50% · 4.625%
HK$51,417
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,686/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,984
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,539
−HK$1,580/mo
Today · 4.125%
HK$53,119
baseline
▲ 0.50% · 4.625%
HK$56,351
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,238/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,607
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,098
−HK$1,513/mo
Today · 4.125%
HK$58,611
baseline
▲ 0.50% · 4.625%
HK$61,701
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,222/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,315
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,129
−HK$1,843/mo
Today · 4.125%
HK$61,972
baseline
▲ 0.50% · 4.625%
HK$65,742
+HK$3,770/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,944/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,875
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,615
−HK$1,765/mo
Today · 4.125%
HK$68,380
baseline
▲ 0.50% · 4.625%
HK$71,984
+HK$3,604/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,760/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,976
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,308
−HK$2,370/mo
Today · 4.125%
HK$79,678
baseline
▲ 0.50% · 4.625%
HK$84,526
+HK$4,848/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,356/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,410
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,647
−HK$2,270/mo
Today · 4.125%
HK$87,917
baseline
▲ 0.50% · 4.625%
HK$92,551
+HK$4,634/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,834/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,013 · Scale 2, in force from 26 Feb 2026)