LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,654
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,950
−HK$1,317/mo
Today · 4.125%
HK$44,267
baseline
▲ 0.50% · 4.625%
HK$46,960
+HK$2,693/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,534/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,340
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,583
−HK$1,261/mo
Today · 4.125%
HK$48,844
baseline
▲ 0.50% · 4.625%
HK$51,418
+HK$2,574/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,688/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,985
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,580/mo
Today · 4.125%
HK$53,120
baseline
▲ 0.50% · 4.625%
HK$56,352
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,240/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,608
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,100
−HK$1,513/mo
Today · 4.125%
HK$58,613
baseline
▲ 0.50% · 4.625%
HK$61,702
+HK$3,089/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,226/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,316
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,130
−HK$1,843/mo
Today · 4.125%
HK$61,973
baseline
▲ 0.50% · 4.625%
HK$65,744
+HK$3,771/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,946/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,876
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,616
−HK$1,765/mo
Today · 4.125%
HK$68,381
baseline
▲ 0.50% · 4.625%
HK$71,986
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,762/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,978
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,310
−HK$2,370/mo
Today · 4.125%
HK$79,680
baseline
▲ 0.50% · 4.625%
HK$84,528
+HK$4,848/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,360/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,412
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,649
−HK$2,270/mo
Today · 4.125%
HK$87,919
baseline
▲ 0.50% · 4.625%
HK$92,553
+HK$4,634/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,838/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,030 · Scale 2, in force from 26 Feb 2026)