LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,656
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,952
−HK$1,316/mo
Today · 4.125%
HK$44,268
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,694/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,536/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,342
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,584
−HK$1,261/mo
Today · 4.125%
HK$48,845
baseline
▲ 0.50% · 4.625%
HK$51,420
+HK$2,575/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,690/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,987
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,542
−HK$1,580/mo
Today · 4.125%
HK$53,122
baseline
▲ 0.50% · 4.625%
HK$56,354
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,244/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,610
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,101
−HK$1,513/mo
Today · 4.125%
HK$58,614
baseline
▲ 0.50% · 4.625%
HK$61,704
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,228/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,318
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,132
−HK$1,843/mo
Today · 4.125%
HK$61,975
baseline
▲ 0.50% · 4.625%
HK$65,746
+HK$3,771/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,950/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,878
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,618
−HK$1,765/mo
Today · 4.125%
HK$68,383
baseline
▲ 0.50% · 4.625%
HK$71,988
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,766/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,980
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,313
−HK$2,369/mo
Today · 4.125%
HK$79,682
baseline
▲ 0.50% · 4.625%
HK$84,531
+HK$4,849/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,364/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,415
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,652
−HK$2,270/mo
Today · 4.125%
HK$87,922
baseline
▲ 0.50% · 4.625%
HK$92,556
+HK$4,634/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,844/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,051 · Scale 2, in force from 26 Feb 2026)