LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,659
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,955
−HK$1,316/mo
Today · 4.125%
HK$44,271
baseline
▲ 0.50% · 4.625%
HK$46,965
+HK$2,694/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$88,542/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,345
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,588
−HK$1,261/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,424
+HK$2,575/mo
Deposit HK$9.13M · loan HK$9.13M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,991
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,546
−HK$1,580/mo
Today · 4.125%
HK$53,126
baseline
▲ 0.50% · 4.625%
HK$56,358
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,252/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,614
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,106
−HK$1,513/mo
Today · 4.125%
HK$58,619
baseline
▲ 0.50% · 4.625%
HK$61,709
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,238/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,322
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,137
−HK$1,843/mo
Today · 4.125%
HK$61,980
baseline
▲ 0.50% · 4.625%
HK$65,751
+HK$3,771/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,960/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,883
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,623
−HK$1,766/mo
Today · 4.125%
HK$68,389
baseline
▲ 0.50% · 4.625%
HK$71,993
+HK$3,604/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,778/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,986
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,319
−HK$2,369/mo
Today · 4.125%
HK$79,688
baseline
▲ 0.50% · 4.625%
HK$84,537
+HK$4,849/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,376/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,421
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,659
−HK$2,269/mo
Today · 4.125%
HK$87,928
baseline
▲ 0.50% · 4.625%
HK$92,563
+HK$4,635/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,856/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,103 · Scale 2, in force from 26 Feb 2026)