LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,661
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,317/mo
Today · 4.125%
HK$44,274
baseline
▲ 0.50% · 4.625%
HK$46,968
+HK$2,694/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,548/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,348
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,591
−HK$1,261/mo
Today · 4.125%
HK$48,852
baseline
▲ 0.50% · 4.625%
HK$51,427
+HK$2,575/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,704/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,993
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,548
−HK$1,580/mo
Today · 4.125%
HK$53,128
baseline
▲ 0.50% · 4.625%
HK$56,361
+HK$3,233/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,256/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,617
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,109
−HK$1,513/mo
Today · 4.125%
HK$58,622
baseline
▲ 0.50% · 4.625%
HK$61,712
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,244/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,326
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,140
−HK$1,843/mo
Today · 4.125%
HK$61,983
baseline
▲ 0.50% · 4.625%
HK$65,755
+HK$3,772/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,966/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,887
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,627
−HK$1,765/mo
Today · 4.125%
HK$68,392
baseline
▲ 0.50% · 4.625%
HK$71,997
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,784/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,990
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,323
−HK$2,370/mo
Today · 4.125%
HK$79,693
baseline
▲ 0.50% · 4.625%
HK$84,542
+HK$4,849/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,386/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,426
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,663
−HK$2,270/mo
Today · 4.125%
HK$87,933
baseline
▲ 0.50% · 4.625%
HK$92,568
+HK$4,635/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,866/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,140 · Scale 2, in force from 26 Feb 2026)