LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,663
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,959
−HK$1,316/mo
Today · 4.125%
HK$44,275
baseline
▲ 0.50% · 4.625%
HK$46,969
+HK$2,694/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,550/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,349
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,593
−HK$1,261/mo
Today · 4.125%
HK$48,854
baseline
▲ 0.50% · 4.625%
HK$51,429
+HK$2,575/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,708/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,995
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,551
−HK$1,580/mo
Today · 4.125%
HK$53,131
baseline
▲ 0.50% · 4.625%
HK$56,363
+HK$3,232/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,262/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,619
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,111
−HK$1,513/mo
Today · 4.125%
HK$58,624
baseline
▲ 0.50% · 4.625%
HK$61,714
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,248/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,328
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,142
−HK$1,844/mo
Today · 4.125%
HK$61,986
baseline
▲ 0.50% · 4.625%
HK$65,757
+HK$3,771/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,972/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,889
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,630
−HK$1,765/mo
Today · 4.125%
HK$68,395
baseline
▲ 0.50% · 4.625%
HK$72,000
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,790/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,993
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,326
−HK$2,370/mo
Today · 4.125%
HK$79,696
baseline
▲ 0.50% · 4.625%
HK$84,545
+HK$4,849/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$159,392/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,429
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,667
−HK$2,269/mo
Today · 4.125%
HK$87,936
baseline
▲ 0.50% · 4.625%
HK$92,572
+HK$4,636/mo
Deposit HK$1.83M · loan HK$16.44M · min. income ≈ HK$175,872/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,167 · Scale 2, in force from 26 Feb 2026)