LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,668
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,964
−HK$1,317/mo
Today · 4.125%
HK$44,281
baseline
▲ 0.50% · 4.625%
HK$46,975
+HK$2,694/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,562/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,355
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,598
−HK$1,261/mo
Today · 4.125%
HK$48,859
baseline
▲ 0.50% · 4.625%
HK$51,435
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,718/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,001
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,556
−HK$1,581/mo
Today · 4.125%
HK$53,137
baseline
▲ 0.50% · 4.625%
HK$56,370
+HK$3,233/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,274/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,626
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,118
−HK$1,513/mo
Today · 4.125%
HK$58,631
baseline
▲ 0.50% · 4.625%
HK$61,722
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,262/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,335
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,149
−HK$1,844/mo
Today · 4.125%
HK$61,993
baseline
▲ 0.50% · 4.625%
HK$65,765
+HK$3,772/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,986/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,897
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,637
−HK$1,766/mo
Today · 4.125%
HK$68,403
baseline
▲ 0.50% · 4.625%
HK$72,008
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,806/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,002
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,335
−HK$2,370/mo
Today · 4.125%
HK$79,705
baseline
▲ 0.50% · 4.625%
HK$84,555
+HK$4,850/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,410/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,439
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,676
−HK$2,271/mo
Today · 4.125%
HK$87,947
baseline
▲ 0.50% · 4.625%
HK$92,582
+HK$4,635/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,894/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,246 · Scale 2, in force from 26 Feb 2026)