LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,668
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,964
−HK$1,317/mo
Today · 4.125%
HK$44,281
baseline
▲ 0.50% · 4.625%
HK$46,975
+HK$2,694/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,562/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,355
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,599
−HK$1,261/mo
Today · 4.125%
HK$48,860
baseline
▲ 0.50% · 4.625%
HK$51,435
+HK$2,575/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,720/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,002
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,557
−HK$1,580/mo
Today · 4.125%
HK$53,137
baseline
▲ 0.50% · 4.625%
HK$56,370
+HK$3,233/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,274/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,626
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,118
−HK$1,514/mo
Today · 4.125%
HK$58,632
baseline
▲ 0.50% · 4.625%
HK$61,722
+HK$3,090/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,264/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,335
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,150
−HK$1,843/mo
Today · 4.125%
HK$61,993
baseline
▲ 0.50% · 4.625%
HK$65,766
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,986/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,897
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,638
−HK$1,766/mo
Today · 4.125%
HK$68,404
baseline
▲ 0.50% · 4.625%
HK$72,009
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,808/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,002
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,335
−HK$2,371/mo
Today · 4.125%
HK$79,706
baseline
▲ 0.50% · 4.625%
HK$84,556
+HK$4,850/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,412/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,440
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,677
−HK$2,270/mo
Today · 4.125%
HK$87,947
baseline
▲ 0.50% · 4.625%
HK$92,583
+HK$4,636/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,894/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,253 · Scale 2, in force from 26 Feb 2026)