LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,670
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,966
−HK$1,317/mo
Today · 4.125%
HK$44,283
baseline
▲ 0.50% · 4.625%
HK$46,978
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,566/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,357
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,601
−HK$1,261/mo
Today · 4.125%
HK$48,862
baseline
▲ 0.50% · 4.625%
HK$51,437
+HK$2,575/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,724/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,004
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,559
−HK$1,581/mo
Today · 4.125%
HK$53,140
baseline
▲ 0.50% · 4.625%
HK$56,373
+HK$3,233/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,280/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,629
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,121
−HK$1,513/mo
Today · 4.125%
HK$58,634
baseline
▲ 0.50% · 4.625%
HK$61,725
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,268/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,338
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,153
−HK$1,843/mo
Today · 4.125%
HK$61,996
baseline
▲ 0.50% · 4.625%
HK$65,769
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,992/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,900
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,641
−HK$1,766/mo
Today · 4.125%
HK$68,407
baseline
▲ 0.50% · 4.625%
HK$72,012
+HK$3,605/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,814/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,006
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,339
−HK$2,370/mo
Today · 4.125%
HK$79,709
baseline
▲ 0.50% · 4.625%
HK$84,560
+HK$4,851/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,418/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,443
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,681
−HK$2,270/mo
Today · 4.125%
HK$87,951
baseline
▲ 0.50% · 4.625%
HK$92,587
+HK$4,636/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,902/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,284 · Scale 2, in force from 26 Feb 2026)