LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,671
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,968
−HK$1,317/mo
Today · 4.125%
HK$44,285
baseline
▲ 0.50% · 4.625%
HK$46,979
+HK$2,694/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,570/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,359
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,602
−HK$1,262/mo
Today · 4.125%
HK$48,864
baseline
▲ 0.50% · 4.625%
HK$51,439
+HK$2,575/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,728/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,006
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,561
−HK$1,580/mo
Today · 4.125%
HK$53,141
baseline
▲ 0.50% · 4.625%
HK$56,375
+HK$3,234/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$106,282/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,631
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,123
−HK$1,513/mo
Today · 4.125%
HK$58,636
baseline
▲ 0.50% · 4.625%
HK$61,727
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.96M · min. income ≈ HK$117,272/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,340
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,155
−HK$1,843/mo
Today · 4.125%
HK$61,998
baseline
▲ 0.50% · 4.625%
HK$65,771
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$123,996/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,903
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,643
−HK$1,766/mo
Today · 4.125%
HK$68,409
baseline
▲ 0.50% · 4.625%
HK$72,015
+HK$3,606/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,818/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,008
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,342
−HK$2,370/mo
Today · 4.125%
HK$79,712
baseline
▲ 0.50% · 4.625%
HK$84,562
+HK$4,850/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,424/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,446
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,684
−HK$2,270/mo
Today · 4.125%
HK$87,954
baseline
▲ 0.50% · 4.625%
HK$92,591
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,908/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,308 · Scale 2, in force from 26 Feb 2026)