LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,673
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,969
−HK$1,317/mo
Today · 4.125%
HK$44,286
baseline
▲ 0.50% · 4.625%
HK$46,980
+HK$2,694/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,572/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,360
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,604
−HK$1,261/mo
Today · 4.125%
HK$48,865
baseline
▲ 0.50% · 4.625%
HK$51,441
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,730/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,007
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,580/mo
Today · 4.125%
HK$53,143
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$3,234/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,286/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,632
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,124
−HK$1,514/mo
Today · 4.125%
HK$58,638
baseline
▲ 0.50% · 4.625%
HK$61,729
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,276/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,342
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,156
−HK$1,844/mo
Today · 4.125%
HK$62,000
baseline
▲ 0.50% · 4.625%
HK$65,773
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$124,000/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,904
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,645
−HK$1,766/mo
Today · 4.125%
HK$68,411
baseline
▲ 0.50% · 4.625%
HK$72,017
+HK$3,606/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,822/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,011
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,344
−HK$2,370/mo
Today · 4.125%
HK$79,714
baseline
▲ 0.50% · 4.625%
HK$84,565
+HK$4,851/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,428/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,449
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,687
−HK$2,270/mo
Today · 4.125%
HK$87,957
baseline
▲ 0.50% · 4.625%
HK$92,593
+HK$4,636/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,914/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,327 · Scale 2, in force from 26 Feb 2026)