LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,673
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,969
−HK$1,317/mo
Today · 4.125%
HK$44,286
baseline
▲ 0.50% · 4.625%
HK$46,981
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,572/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,361
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,604
−HK$1,262/mo
Today · 4.125%
HK$48,866
baseline
▲ 0.50% · 4.625%
HK$51,441
+HK$2,575/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,732/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,008
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,581/mo
Today · 4.125%
HK$53,144
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$3,233/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,288/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,633
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,125
−HK$1,514/mo
Today · 4.125%
HK$58,639
baseline
▲ 0.50% · 4.625%
HK$61,730
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,278/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,342
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,157
−HK$1,844/mo
Today · 4.125%
HK$62,001
baseline
▲ 0.50% · 4.625%
HK$65,774
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$124,002/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,905
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,646
−HK$1,766/mo
Today · 4.125%
HK$68,412
baseline
▲ 0.50% · 4.625%
HK$72,018
+HK$3,606/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,824/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,012
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,345
−HK$2,371/mo
Today · 4.125%
HK$79,716
baseline
▲ 0.50% · 4.625%
HK$84,566
+HK$4,850/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,432/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,450
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,688
−HK$2,270/mo
Today · 4.125%
HK$87,958
baseline
▲ 0.50% · 4.625%
HK$92,595
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,916/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,337 · Scale 2, in force from 26 Feb 2026)