LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,675
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,972
−HK$1,317/mo
Today · 4.125%
HK$44,289
baseline
▲ 0.50% · 4.625%
HK$46,984
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,578/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,363
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,607
−HK$1,261/mo
Today · 4.125%
HK$48,868
baseline
▲ 0.50% · 4.625%
HK$51,444
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,736/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,010
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,566
−HK$1,581/mo
Today · 4.125%
HK$53,147
baseline
▲ 0.50% · 4.625%
HK$56,380
+HK$3,233/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,294/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,636
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,128
−HK$1,514/mo
Today · 4.125%
HK$58,642
baseline
▲ 0.50% · 4.625%
HK$61,733
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,284/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,346
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,160
−HK$1,844/mo
Today · 4.125%
HK$62,004
baseline
▲ 0.50% · 4.625%
HK$65,777
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$124,008/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,909
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,650
−HK$1,766/mo
Today · 4.125%
HK$68,416
baseline
▲ 0.50% · 4.625%
HK$72,022
+HK$3,606/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,832/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,016
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,349
−HK$2,371/mo
Today · 4.125%
HK$79,720
baseline
▲ 0.50% · 4.625%
HK$84,571
+HK$4,851/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,440/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,454
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,692
−HK$2,271/mo
Today · 4.125%
HK$87,963
baseline
▲ 0.50% · 4.625%
HK$92,600
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,926/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,374 · Scale 2, in force from 26 Feb 2026)