LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,677
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,973
−HK$1,317/mo
Today · 4.125%
HK$44,290
baseline
▲ 0.50% · 4.625%
HK$46,985
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,580/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,365
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,609
−HK$1,261/mo
Today · 4.125%
HK$48,870
baseline
▲ 0.50% · 4.625%
HK$51,446
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,740/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,012
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,568
−HK$1,580/mo
Today · 4.125%
HK$53,148
baseline
▲ 0.50% · 4.625%
HK$56,382
+HK$3,234/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,296/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,638
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,130
−HK$1,514/mo
Today · 4.125%
HK$58,644
baseline
▲ 0.50% · 4.625%
HK$61,735
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,288/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,348
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,163
−HK$1,843/mo
Today · 4.125%
HK$62,006
baseline
▲ 0.50% · 4.625%
HK$65,779
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$124,012/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,911
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,652
−HK$1,766/mo
Today · 4.125%
HK$68,418
baseline
▲ 0.50% · 4.625%
HK$72,024
+HK$3,606/mo
Deposit HK$5.48M · loan HK$12.79M · min. income ≈ HK$136,836/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,018
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,352
−HK$2,371/mo
Today · 4.125%
HK$79,723
baseline
▲ 0.50% · 4.625%
HK$84,574
+HK$4,851/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,446/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,457
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,695
−HK$2,271/mo
Today · 4.125%
HK$87,966
baseline
▲ 0.50% · 4.625%
HK$92,603
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,932/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,398 · Scale 2, in force from 26 Feb 2026)