LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,680
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,976
−HK$1,318/mo
Today · 4.125%
HK$44,294
baseline
▲ 0.50% · 4.625%
HK$46,989
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,588/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,369
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,612
−HK$1,262/mo
Today · 4.125%
HK$48,874
baseline
▲ 0.50% · 4.625%
HK$51,450
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,748/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,016
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,572
−HK$1,580/mo
Today · 4.125%
HK$53,152
baseline
▲ 0.50% · 4.625%
HK$56,387
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,304/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,642
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,134
−HK$1,514/mo
Today · 4.125%
HK$58,648
baseline
▲ 0.50% · 4.625%
HK$61,740
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,296/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,352
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,167
−HK$1,844/mo
Today · 4.125%
HK$62,011
baseline
▲ 0.50% · 4.625%
HK$65,784
+HK$3,773/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,022/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,916
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,657
−HK$1,766/mo
Today · 4.125%
HK$68,423
baseline
▲ 0.50% · 4.625%
HK$72,030
+HK$3,607/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,846/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,024
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,358
−HK$2,371/mo
Today · 4.125%
HK$79,729
baseline
▲ 0.50% · 4.625%
HK$84,580
+HK$4,851/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,458/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,463
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,702
−HK$2,271/mo
Today · 4.125%
HK$87,973
baseline
▲ 0.50% · 4.625%
HK$92,610
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,946/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,449 · Scale 2, in force from 26 Feb 2026)