LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,681
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,978
−HK$1,317/mo
Today · 4.125%
HK$44,295
baseline
▲ 0.50% · 4.625%
HK$46,990
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,590/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,370
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,614
−HK$1,261/mo
Today · 4.125%
HK$48,875
baseline
▲ 0.50% · 4.625%
HK$51,452
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,750/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,018
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,574
−HK$1,580/mo
Today · 4.125%
HK$53,154
baseline
▲ 0.50% · 4.625%
HK$56,389
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,308/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,644
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,137
−HK$1,514/mo
Today · 4.125%
HK$58,651
baseline
▲ 0.50% · 4.625%
HK$61,742
+HK$3,091/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,302/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,354
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,169
−HK$1,844/mo
Today · 4.125%
HK$62,013
baseline
▲ 0.50% · 4.625%
HK$65,787
+HK$3,774/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,026/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,918
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,659
−HK$1,767/mo
Today · 4.125%
HK$68,426
baseline
▲ 0.50% · 4.625%
HK$72,032
+HK$3,606/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,852/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,027
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,360
−HK$2,371/mo
Today · 4.125%
HK$79,731
baseline
▲ 0.50% · 4.625%
HK$84,583
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,462/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,466
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,705
−HK$2,271/mo
Today · 4.125%
HK$87,976
baseline
▲ 0.50% · 4.625%
HK$92,613
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,952/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,473 · Scale 2, in force from 26 Feb 2026)